# Prohibited and Restricted Business Information > Prohibited Business List The following categories of businesses and business practices are prohibited from the Zip platform If you are uncertain as to whethe Source: https://merchant-help.us.zip.co/en_us/prohibited-and-restricted-business-information-B1o0YF63lg Last updated: 2025-10-03T17:37:40.903Z **Prohibited Business List** The following categories of businesses and business practices are prohibited from the Zip platform. If you are uncertain as to whether your business is restricted or prohibited, please contact our [Partner Support](mailto:partners@us.zip.co) team. 1. Investment and credit services  2. Financial products or services and money services  3. Legal services 4. Digital currencies  5. Intellectual property or proprietary rights infringement 6. Gambling 7. Firearms and ammunition 8. Research chemicals 9. Adult services  10. Products and services that are unfair, predatory or deceptive 11. Telecommunications  12. Click farms 13. High risk businesses, products and services 14. High reputational risk businesses 15. Any business or organization that engages in, encourages, promotes or celebrates violence or physical harm to persons, animals or property, discrimination, exploitation, corruption, human or animal trafficking, terrorism or the funding of terrorism, or money laundering activities **Restricted Business List** The following categories of businesses and business practices are restricted from the Zip platform. These businesses may be subject to additional conditions. Restricted Business categories may not be allowed in certain jurisdictions.  1. eLearnings and educational courses 2. Cannabidiol (CBD) 3. Tobacco products 4. Adult sexually-oriented businesses and adult content 5. Gift cards and stored value 6. Pyrotechnic chemicals and fireworks 7. Travel 8. Pharmaceuticals, nutraceuticals and telemedicine 9. Insurance service providers and brokers 10. Outdoor recreation and tactical gear 11. Live broadcasting and streaming 12. Alcohol 13. Ticketing 14. Ongoing services 15. Prepaid services 16. High value items 17. Other age restricted businesses **Prohibited Business List - General Guidance** The following categories of businesses and business practices are prohibited from the Zip platform. If you are uncertain as to whether your business is a Prohibited Business, please contact our [Partner Support](mailto:partners@us.zip.co) team. This list provides general guidelines and examples, but is not exhaustive. **Category** **Example** Investment and credit services  Investment and brokerage services; credit repair and credit protection business; credit counseling Financial products or services and money services Money transmitters; money service businesses (traveler checks, money orders, check cashing, foreign exchange); lending services; debt collection agencies/settlement agencies; insurance products/services including benefit packages; crowdfunding; forwarding brokers; cash advances Legal services Bail bonds; law firms collecting funds for any  purpose other than to pay fees owed to the firm for services provided by the firm; bankruptcy lawyers; fines or penalty collections of any kind Digital currencies Virtual and cryptocurrencies; non-fungible tokens (NFTs); mining services Intellectual property or proprietary rights infringement Sales, distribution, or access to counterfeit or unauthorized goods; copyright/trademark/patents infringements Gambling Lotteries; fantasy sports leagues; bidding fee and penny auctions Firearms and ammunition Certain firearm parts; certain weapons or knives regulated under applicable law; antique weapons; ammunition Research chemicals Research chemicals; radioactive materials Adult services Escort agencies; sex work services; pay-per-view; sexually oriented massage parlors; adult live chat features; gentleman's clubs, topless bars, and strip clubs Products and services that are unfair, predatory or deceptive Get rich quick schemes; multi-leveling marketing and pyramid schemes; no value added services; referral marketing programs; disproportionate rebates; sweepstakes Telecommunications Jamming and interference devices; telecommunications manipulation equipment; telemarketing; offering substantial rebates or special incentives as an inducement to purchase products or services Click farms Cost per click/pay per click ads; purchase of fake likes or followers to channel traffic to fraudulent sites to increase rankings, domain authority or to collect payouts on display ads High risk businesses, products and services Remote technical support; essay mills; chain letters; door-to-door sales; medical benefit packages; negative response marketing; timeshares; credit card and identity theft protection; embassies; foreign consulates; pawn shops; any businesses that we believe poses elevated financial risk, legal liability, or violates card network or bank policies High reputational risk businesses Political and non-profit organizations, parties or initiatives; religious, civic organizations, products or services that attract negative general public perception; charities Any business or organization that engages in, encourages, promotes or celebrates violence or physical harm to persons, animals or property, discrimination, exploitation, corruption, human or animal trafficking, terrorism or the funding of terrorism, or money laundering activities **Restricted Business List - General Guidance** The following categories of businesses and business practices are restricted from the Zip platform. These businesses may be subject to additional conditions. Restricted Business categories may not be allowed in certain jurisdictions. This list provides general guidelines and examples, but is not exhaustive. **Category** **Examples** eLearnings/ educational courses Online courses; On campus courses; MBA and management education; distance education; workshops; tutoring services Cannabidiol (CBD) Hemp; CBD  Tobacco products Drug equipment such as bongs, vaporizers, hookahs; e-liquids; electronic nicotine delivery systems (ENDs); drug accessories; vaping Adult sexually-oriented businesses and adult content Adult toys and lingerie; adult video stores; certain adult content including literature, imagery and other media Gift cards and stored value Open loop gift cards; closed loop gift cards; businesses where gift cards account for a significant portion of total sales Pyrotechnic chemicals and fireworks Potassium Perchlorate; Potassium Nitrate Travel Travel agencies and agents; tour operators; hotels and other accommodations Pharmaceuticals, nutraceuticals and telemedicine Selective androgen receptor modulators (SARMs); online pharmacies; telehealth; counseling; mental health services; health practitioners; nutraceuticals including dietary supplements and nutritional supplements Insurance service providers and brokers Brokers or underwriters of any type of personal, vehicle, property, liability or life insurance Outdoor recreation and tactical gear Crossbows; camping supplies; paintball guns; gel blasters; body armor; holsters Live Broadcasting/ Streaming Specifically platforms with individual contributors Alcohol  Online alcohol sales; bottle shops; wineries; bars pubs and clubs Ticketing Events (does not include travel) Ongoing Services Memberships; subscriptions Prepaid Services Mobile and SIM plans; surgical and dental operations that are performed over an extensive period and require upfront payment; home renovations High Value Items Jewelry, precious metals and stones; electronics; art dealers and galleries; fine art antiques and collectibles Other Age Restricted Businesses Tattoo; piercings  If your business type does not appear on the restricted or prohibited list you can sign up for Zip at [Zip for Business](https://zip.co/us/for-business).